KEY PAGEs

 

About Valorie N. Parker

 

Press Releases

 

Soul Partners

 

The Foundation

 

Val's Products

 


 

 

categories

 

Conference Calls

 

 

Survivor Stories

 

 

 

 

 

 

 

SUICIDE HOTLINE

 

 

CALL 800-SUICIDE

 

(800-784-2433)

 

or

 

800-273-TALK

(800) 273-8255

 

OR THE DEAF HOTLINE AT

 

800-799-4889

 

 

 

 

 

www.rise2win.com

Empowering at Risk Youths
561-853-5178

 

 

 

 

 

 

 

 

 

valorie N. parker
P.O. Box 190414

Fort Lauderdale, FL. 33319

(954) 724-0900

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

IMPORTANT NEWS

HEALTH

THE CUCUMBER

WOW WHAT A LITTLE GEM THE CUCUMBER IS. I WILL LOOK AT IT DIFFERENTLY NOW.
cucumber

1. Cucumbers contain most of the vitamins you need every day, just one cucumber contains Vitamin B1, Vitamin B2, Vitamin B3, Vitamin B5, Vitamin B6, Folic Acid, Vitamin C, Calcium, Iron, Magnesium, Phosphorus, Potassium and Zinc.

2. Feeling tired in the afternoon, put down the caffeinated soda and pick up a cucumber. Cucumbers are a good source of B Vitamins and Carbohydrates that can provide that quick pick-me-up that can last for hours.

3. Tired of your bathroom mirror fogging up after a shower? Try rubbing a cucumber slice along the mirror, it will eliminate the fog and provide a soothing, spa-like fragrance.

4. Are grubs and slugs ruining your planting beds? Place a few slices in a small pie tin and your garden will be free of pests all season long. The chemicals in the cucumber react with the aluminum to give off a scent undetectable to humans but drive garden pests crazy and make them flee the area.

cucumber

5. Looking for a fast and easy way to remove cellulite before going out or to the pool? Try rubbing a slice or two of cucumbers along your problem area for a few minutes, the phytochemicals in the cucumber cause the collagen in your skin to tighten, firming up the outer layer and reducing the visibility of cellulite. Works great on wrinkles too!!!

6. Want to avoid a hangover or terrible headache? Eat a few cucumber slices before going to bed and wake up refreshed and headache free. Cucumbers contain enough sugar, B vitamins and electrolytes to replenish essential nutrients the body lost, keeping everything in equilibrium, avoiding both a hangover and headache!!

7. Looking to fight off that afternoon or evening snacking binge? Cucumbers have been used for centuries and often used by European trappers, traders and explores for quick meals to thwart off starvation.

8. Have an important meeting or job interview and you realize that you don't have enough time to polish your shoes? Rub a freshly cut cucumber over the shoe, its chemicals will provide a quick and durable shine that not only looks great but also repels water.

cucumber

9. Out of WD 40 and need to fix a squeaky hinge? Take a cucumber slice and rub it along the problematic hinge, and voila, the squeak is gone!

10. Stressed out and don't have time for massage, facial or visit to the spa? Cut up an entire cucumber and place it in a boiling pot of water, the chemicals and nutrients from the cucumber with react with the boiling water and be released in the steam, creating a soothing, relaxing aroma that has been shown the reduce stress in new mothers and college students during final exams.

11. Just finish a business lunch and realize you don't have gum or mints? Take a slice of cucumber and press it to the roof of your mouth with your tongue for 30 seconds to eliminate bad breath, the phytochemcials will kill the bacteria in your mouth responsible for causing bad breath.

12. Looking for a 'green' way to clean your faucets, sinks or stainless steel? Take a slice of cucumber and rub it on the surface you want to clean, not only will it remove years of tarnish and bring back the shine, but is won't leave streaks and won't harm you fingers or fingernails while you clean.

13. Using a pen and made a mistake? Take the outside of the cucumber and slowly use it to erase the pen writing, also works great on crayons and markers that the kids have used to decorate the walls!!

cucumber

DO NOT DRIVE IN RAIN WITH CRUISE CONTROL ON

I Wonder How Many People Know About This:
A 36 year old female had an accident several weeks ago and totaled her car. A resident of Kilgore , Texas she was traveling between Gladewater & Kilgore. It was raining, though not excessively, when her car suddenly began to hydro-plane and literally flew through the air. She was not seriously injured but very stunned at the sudden occurrence! When she explained to the highway patrolman what had happened he told her something that every driver shouldknow:  NEVER DRIVE IN THE RAIN WITH YOUR CRUISE CONTROL ON!!!

She thought she was being cautious by setting the cruise control and maintaining a safe consistent speed in the rain. But the highway patrolman told her that if the cruise control is on when your car begins to hydro-plane and your tires lose contact with the pavement, your car will accelerate to a higher rate of speed making you take off like an airplane. She told the patrolman that was exactly what had occurred. The patrolman said this warning should be listed on the driver's seat sun-visor:

NEVER USE THE CRUISE CONTROL WHEN THE PAVEMENT IS WET OR ICY, along with the airbag warning.

We tell our teenagers to set the cruise control and drive a safe speed, but we don't tell them to use the cruise control only when the pavement is dry. The only person the accident victim found, who knew this (besides the patrolman), was a man who had had a similar accident, totaled his car and sustained severe injuries.

NOTE: Some vehicles (like the Toyota Sienna Limited XLE) will not allow you to set the cruise control when the windshield wipers are on.


                                        ATTORNEY'S ADVICE 

           If you dislike attorneys..... You will love them for these tips.


1. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.'

2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line.  Instead, just put the last four numbers.  The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.

3. Put your work phone # on your checks instead of your home phone.  If you have a PO Box use that instead of your home address.  If you do not have a PO Box, use your work address.  Never have your SS# printed on your checks. (DUH!)  You can add it if it is necessary.  But if you have it printed, anyone can get it.

4. Place the contents of your wallet on a photocopy machine.  Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel.  Keep the photocopy in a safe place.  I also carry a photocopy of my passport when I travel either here or abroad.  We've all heard horror stories about fraud that's committed on us in stealing a Name, Address, Social Security number, or credit cards.

Unfortunately, I, an attorney, have first hand knowledge because my wallet was stolen last month.  Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.

But here's some critical information to limit the damage in case this happens to you or someone you know:

5. We have been told we should cancel our credit cards immediately..  But the key is having the toll free numbers and your card numbers handy so you know whom to call.  Keep those where you can find them.

6. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen.  This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

But here's what is perhaps most important of all: (I never even thought to do this.)

7. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number.  I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the internet in my name.  The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in).  It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet, if it has been stolen:

1.) Equifax: 1-800-525-6285

2.) Experian (formerly TRW): 1-888-397-3742

3.) Trans Union : 1-800-680 7289

4.) Social Security Administration (fraud line):  1-800-269-0271  


College Scholarships

Please pass this information on to family members, nieces, nephews, friends with children etc. We must get the word out that money is available. If you are a college student or getting ready to become one, you probably already know how useful additional money can be. If clicking on the link doesn't work, then type in the Web site address manually.)

1) BELL LABS FELLOWSHIPS FOR UNDER REPRESENTED MINORITIES http://www.bell-labs.com/fellowships/CRFP/info.html

2) Student Inventors Scholarships
http://www.invent.org/collegiate http://www.invent.org/collegiate/

3) Student Video Scholarships
http://www.christophers.org /vidcon2k.html

4) Coca-Cola Two Year College Scholarships
http://www.coca-colascholars.org/programs.html

5) Holocaust Remembrance Scholarships
http://holocaust.hklaw.com/

6) Ayn Rand Essay Scholarships
http:/ /www.aynrand.org/contests/

7) Brand Essay Competition
http://www.instituteforbrandleadership.org/IBLEssayContest-2002Rules.htm

8) Gates Millennlum Scholarships (major)
http://www.gmsp.org/nominationmaterials/read.dbm?ID=12

9) Xerox Scholarships for Students
http://www2.xerox.com/go/xrx/about_xerox/about_xerox_detail.jsp

10) Sports Scholarships and Internships
http://www.ncaa.org/about/scholarships.html

11) National Assoc. of Black Journalists Scholarships (NABJ) < /FONT>
http://www.nabj.org/html/studentsvcs.html

12) Saul T. Wilson Scholarships (Veterinary) http://www.aphis.usda.gov/mb/mrphr/jobs/stw.html

13) Thurgood Marshall Scholarship Fund
http://www.thurgoodmarshallfund.org/sk_v6.cfm

14) FinAid: The Smart Students Guide to Financial Aid scholarships)
http://www.finaid.org/

15) Presidential Freedom Scholarships
http://www.nationalservice.org/scholarships/

16) Microsoft Scholarship Program
http://www.microsoft.com/college/scholarships/minority.asp

17) WiredScholar Free Scholarship Search
http://www.wiredscholar.com/paying/scholarship_search/pay_scholarship _searc
h.jsp

18) Hope Scholarships &Lifetime Credits
http://www.ed.gov/inits/hope/

19) William Randolph Hearst Endowed Scholarship for Minority Students
http://www.apsanet.org/PS/grants/aspen3.cfm

20) Multiple List of Minority Scholarships
http://gehon.ir.miami.edu/financial-assistance/Scholarship/black.html

21) Guaranteed Scholarships
http://www.guaranteed-scholarships.com/

22) BOEING scholarships (som e HBCU connects)
http://www.boeing.com/companyoffices/educationrelations/scholarships

23) Easley National Scholarship Program http://www.naas.org/senior.htm

24) Maryland Artists Scholarships
http://www.maef.org/

26) Jacki Tuckfield Memorial Graduate Business Scholarship (for AA students in South Florida )
http://www.jackituckfield.org/

27) Historically Black College & University Scholarships
http://www.iesabroad.org/info/hbcu.htm

28) Actuarial Scholarships for Minority Students
http://www.beanactuary.org/minority/scholarships.htm

29) International Students Scholarships &Aid Help
http://www.iefa.org/

30) College Board Scholarship Search
http://cbweb10p.collegeboard.org/fundfinder/html/fundfind01.html

31) Burger King Scholarship Program
http://www.bkscholars.csfa.org/

32) Siemens Westinghouse Competition
http://www.siemens-foundationorg/

33) GE and LuLac Scholarship Funds
http://www.lulac.org/Programs/Scholar.html

34) CollegeNet ' s Scholarship Database
http://mach25.collegenet.com/cgi-bin/M25/index

35) Union Sponsored Scholarships and Aid
http://www.aflcioorg/scholarships/scholar.htm

36) Federal Scholarships &Aid Gateways 25 Scholarship Gateways from Black Excel
http://www.blackexcel.org/25scholarships.htm

37) Scholarship &Financial Aid Help
http://www.blackexcel.org/fin-sch.htm

38) Scholarship Links (Ed Finance Group)
http://www.efg.net/link_scholarship.htm

39) FAFSA On The Web (Your Key Aid Form &Info)
http://www.fafsa.ed.gov/

40) Aid &Resources For Re-Entry Students
http://www.back2college.com/

41) Scholarships and Fellowships
http://www.osc.cuny.edu/sep/links.h tml

42) Scholarships for Study in Paralegal Studies
http://www.paralegals.org/Choice/2000west.htm

43) HBCU Packard Sit Abroad Scholarships (for study around the world)
http://www.sit.edu/studyabroad/packard_nomination.html

44) Scholarship and Fellowship Opportunities
http://ccmi.uchicago.edu/schl1.html

45) INROADS internships
http://www.inroads.org/

46) ACT-SO bEURoeOlympics of the Mind 'A Scholarships
'ttp://www.naacp.org/work/actso/act-so.shtml

47) Black Alliance for Educational Options Scholarships
'http://www.baeo.org/options/privatelyfinanced.jsp

48) ScienceNet Scholarship Listing
'http://www.sciencenet.emory.edu/undergrad/scholarships.html

49) Graduate Fellowships For Minorities Nationwide
'http://cuinfo.cornell.edu/Student/GRFN/list.phtml?category=MINORITIES
50) RHODES SCHOLARSHIPS AT OXFORD
'thtp://www.rhodesscholar.org  

51) The Roothbert Scholarship Fund
'http://www.roothbertfund.org/schol

 


ESTATE PLANNING BASICS

 

Why do Estate Planning?

 

Dying Intestate:

 

 

We need to do estate planning to avoid dying "intestate". Dying intestate means dying without having created either a will or a trust which provides instructions for passing your estate on to your heirs. Dying intestate is like taking your property and attempting to throw it to your heirs on the other side of a deep chasm, a chasm which is filled with hazards. These hazards (probate, creditors, con-artists, lawsuits, judgments, lawyers, and death taxes) can damage much of the value of your estate and allow your property to go to unintended heirs and in unintended ways.


All property owners have done some estate planning for the distribution of their estate to their heirs whether they are aware of it or not. Without a will or a trust the inheritance laws (laws of intestacy) of your state will determine how your property will pass to your heirs. If you have no heirs that fit the state's formula, the assets will be taken by the state. Often times the state's formula and rules for moving assets to your heirs will not be what you would have chosen if you had done some planning.

One of the best ways to get your estate over the intestate chasm is to build a bridge to your heirs, otherwise known as a trust. This provides for the estate to be taken safely over the financial risks which are posed by probate, creditors, con-artists, lawsuits, judgments, lawyers, and death taxes. Let's evaluate some of these financial risks to better understand how and why to avoid them.

 

By: Leon Muhammad "The Freedom Coach"
Chartered Senior Financial Planner, CSFP
Best Selling Author of Self Development & Financial Services
Motivational Speaker/Professional Trainer

 


SCHOLARSHIP INFORMATION

Black Male Teachers

Do you know any Black males who are seniors in high school who want to go to college out of state for ‘FREE’? Several Black Colleges are looking for future black male teachers and will send them to universities/colleges for 4 years FREE.

The 'Call Me MISTER' program is an effort to address the critical shortage of African American male teachers particularly among South Carolina’s lowest performing public schools. Program participants are selected from among under-served, socio-economically disadvantaged and educationally at-risk communities.

The Call Me MISTER program combines the special strengths and resources of Clemson University with the individualized instructional programs offered by four historically black colleges in South Carolina: Benedict College, Claflin University, Morris College and South Carolina State University. To provide even greater opportunity and access, students have the option of first attending one of our two-year partner college’s b! Before transferring to one of the four-year institutions to complete their baccalaureate degree. In addition, the project has limited enrollment in the middle school Master of Art in teaching program. Please click on the participating schools on the menu to the left to learn more about these schools' programs.

The project provides:

Tuition for admitted students pursuing approved programs of study at participating colleges.

Copyright © 2010; Valorie Parker. All rights reserved.
Valorie Parker, P.O. Box 190414, Fort Lauderdale, FL. 33319

(954) 724-0900

 

This site Designed by KRS Global LLC.